Insights on Personal Injury, Bankruptcy, and Real Estate

When Does Bankruptcy Fall Off Your Credit Report?

When Does Bankruptcy Fall Off Your Credit Report?

When Does Bankruptcy Fall Off Your Credit Report? This is a great question and shows an eye toward the future. The good news is that you will be extended credit much sooner than the date by which the ...

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Bankruptcy And Keeping Your Home

Bankruptcy And Keeping Your Home

Can I Keep My Home In Bankruptcy? If you are considering filing bankruptcy with the goal of keeping your home, there is good news. There are numerous ways in which you can keep a home in bankruptcy ev...

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Can I Sue A Homeowner’s Insurance Company?

Can I Sue A Homeowner’s Insurance Company?

Can I Sue A Homeowner’s Insurance Company? The liability of a homeowner for injuries or "Can I sue a homeowner's insurance company" is a topic which clients often reach out to our office about. Does...

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How Does Debt Settlement Affect Your Credit?

How Does Debt Settlement Affect Your Credit?

Yes, settling debt will affect your credit score. Before deciding to settle a debt, you should consider the pros and cons. Once you have a clear understanding of how settling debt will affect your cre...

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Top 10 Reasons to File for Bankruptcy

Top 10 Reasons to File for Bankruptcy

Are you on the fence about filing for bankruptcy? Perhaps these bullet points will help clarify a few aspects of a bankruptcy filing. If a free consultation would help, please request one—we would l...

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Debt Consolidation For Credit Cards

Debt Consolidation For Credit Cards

Debt Consolidation For Credit Cards If you are considering debt consolidation for credit cards, you need to read this blog post. First, it is important to know there are a few ways to consolidate your...

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Does Bankruptcy Ruin Your Credit?

Does Bankruptcy Ruin Your Credit?

Does Bankruptcy Ruin Your Credit? No, bankruptcy does not ruin your credit. In fact, bankruptcy may ultimately be the reason you are finally able to restore your credit. We understand your credit scor...

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Should I File Bankruptcy Or Just Not Pay?

Should I File Bankruptcy Or Just Not Pay?

Should I File Bankruptcy Or Just Not Pay? If you are overwhelmed by credit card debt or medical bills, you may be considering Chapter 7 or Chapter 13 bankruptcy. Or, you may be considering simply not ...

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What Does Bankruptcy Cover?

What Does Bankruptcy Cover?

What Does Bankruptcy Cover? A consumer bankruptcy comes in the form of Chapter 7 or Chapter 13. The goal of both bankruptcy filings is to obtain a Discharge. The discharge is your confirmation that th...

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When Is The Right Time To File Bankruptcy?

When Is The Right Time To File Bankruptcy?

When Is The Right Time To File Bankruptcy? The short answer is that most people wait too long to file bankruptcy. The right time to file is before you have thrown thousands of dollars away on large de...

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Meet Founding Attorney Christopher D. Layton

Charlotte Personal Injury &
Bankruptcy Attorney

Meet Chris Layton, J.D., the founder and lead attorney of The Layton Law Firm. Chris holds a B.A. in Journalism from The University of Maryland at College Park and a J.D. from Wake Forest University. He is a member in good standing of the North Carolina Bar Association, the Federal Bar Association – Western District of North Carolina, and the Mecklenburg Bar Association. He has been practicing law in Charlotte since 2000 and currently focuses on the plaintiff’s needs and the individual needs of bankruptcy and real estate clients.

The Layton Law Firm focuses on the needs of clients who would otherwise be taken advantage of. Chris leads the firm in addressing the needs of people who have been harmed by the actions of others or who struggle financially.

20+ Years Serving North Carolina