A personal injury blog containing useful information for anyone in Charlotte looking for information about personal injury or looking for a Charlotte personal injury attorney.

Do I Pay A Deductible If I'm Not At Fault

If you are a passenger in a car accident, you sue the at-fault party or at-fault parties. This will require review of the police report, which a personal injury attorney can assist you with. You may have be able to sue both the driver of your vehicle and the other driver, depending upon the facts of the car accident, as well as how much insurance each party has.

If you’re a passenger in a car accident, and if you suffer injuries, you most likely have a right to a personal injury passenger claim. Your personal injury lawyer will work to establish liability with an insurance carrier for either your driver or another driver. Once liability is established, your personal injury lawyer will negotiate the claim based upon your injuries, medical treatment and billing, lost wages, and pain and suffering. Our firm routinely files personal injury passenger claims and we hope this article is helpful.

Am I Responsible As A Passenger?

Generally, unless they contributed in some way to the accident, passengers are not responsible for the accident. An exception would be where the passenger contributed to the accident in some manner. North Carolina has a rule of law known as Contributory Negligence. Under Contributory Negligence, if you were deemed to contribute to the accident by as little as 1%, a jury would be instructed to award you nothing for your personal injury passenger claim.

Below, are some examples of Contributory Negligence of passengers in a personal injury passenger claim:

  • Voluntarily riding with a driver you know or should know is impaired. An example would be getting into a vehicle with a friend whom you had been drinking alcohol with at a bar.
  • Awareness that your driver is violating the law or has a history of doing so. An example would be that you are aware your driver has been cited for reckless driving numerous times, and you choose to ride in their vehicle. However, you will not be made responsible to warn an otherwise reasonable driver who is driving above the speed limit.
  • Continuing as a passenger in a vehicle with a reckless driver after being given a chance to exit the vehicle. An example would be a driver is driving recklessly and at an excessive speed. The driver stops for gas. At that time you have an opportunity to exit the vehicle. If you remain a passenger in the vehicle and the driver later injures you, Contributory Negligence may bar your recovery. Bell v. Maxwell, 246 NC 257, SE 2nd 33 (1957).

Which Driver Is Responsible For A Passenger’s Injuries?

Whichever driver is the at-fault driver will be held responsible for the injuries to a passenger in a car accident. Additionally, if you exhaust the at-fault driver’s insurance policy proceeds, you may recover under your own auto insurance policy. Your under-insured motorist coverage will serve as a potential source of additional funds in this scenario.

Personal Injury Passenger Claims In Multiple Car Accidents

If you are a passenger in a multiple car accident or a “pile up” accident, you may recover from multiple drivers. For example, suppose your vehicle rear-ends the vehicle in front of you. Then, the vehicle behind you rear-ends the vehicle in which you are traveling. Most likely, your injuries from the accident will be a result of both the first and the second collision. Your personal injury lawyer will negotiate with the insurance companies for both your driver and the driver who hit you. Your driver is responsible for a failure to maintain a safe stopping distance from the vehicle ahead. The driver behind you is responsible for the same, as in most rear-end auto accidents. Typically, the two insurance companies will agree upon a percentage of your injuries for which that each insurance company is responsible. Your personal injury lawyer will negotiate a settlement with each insurance company, or file suit in the alternative.

Speak With A Charlotte Personal Injury Lawyer

If you have a personal injury passenger claim, speak with a Charlotte personal injury lawyer today. You can call us at 704.749.7747 or click HERE to request a call. You will speak directly with a personal injury lawyer. Part of our job is helping you understand your rights. We know you have choices, and we hope you choose to Recover With Us. Want to see what our clients have to say? Click HERE.

 

Charlotte personal injury attorney reviews

Charlotte Personal Injury Attorney Reviews

In our opinion, Charlotte personal injury attorney reviews will tell you more about working with a specific law firm or attorney than anything else. If you’ve been in a car accident, have a work-related injury, or suffered a slip and fall, choosing a personal injury attorney is important, and can dramatically affect the outcome of your case. Typically, a Charlotte personal injury attorney review is written by a client who has worked from start to finish with a Charlotte personal injury law firm. The review is representative of the client’s actual experience with the firm, and when combined with other reviews, gives you priceless insight in deciding which Charlotte personal injury attorney to hire.

What A Law Firm Claims vs. How A Law Firm Actually Behaves

There are countless law firms with websites and commercials, all claiming they are the right choice for you. You’ve been injured, your case is worth money, and law firms wants to represent you. The distinguishing factor between a website or commercial, and Charlotte personal injury attorney reviews, is that the reviews reflect the actual experience. The commercial or website is simply the upfront promise. It’s relatively easy to put together a glossy website or expensive commercial, and use it to bring in business. Without a doubt, it creates an impression upon the customer who is trying to decide whether to hire that particular Charlotte personal injury attorney.

Reviews, on the other hand, can give you an inside look at what it will actually be like to work with the law firm. The rest of this article will focus on what we believe to be the value of Charlotte personal injury attorney reviews, and how you can use them to make your decision.

One Bad Review Is Not The End Of The World

Let’s start off with the idea that if you do business long enough, you’re going to have an unhappy customer. Perhaps its that the result achieved was less than what the client thought or expected. Sometimes, the result is fine, but the client felt like the law firm or lawyer didn’t care for them—phone calls weren’t returned, the client did  not feel like they were being updated regularly, etc.

In our opinion, whether it’s a law firm or a restaurant, a bad review can actually taken as a sign that all the reviews collectively, are an honest assessment of client’s experience with the law firm. In other words, if every review was absolutely perfect, you may have a reason to be a little bit skeptical about the reviews. On the other hand, if 9 out of 10 of the Charlotte personal injury attorney reviews are horrible, that should also tell you something about the firm.

Thoughtful Clients Write Reviews

It takes a lot of effort and desire to write a review of a business. That typically means that the person writing the review feels very strongly about the review they are leaving. Nobody is forced to leave a review—in fact lawyers are not allowed to provide incentives for reviews for ethical reasons. So, when someone chooses to write a review, it’s usually because they had a strong reaction to their experience with the lawyer or law firm. Essentially, most people don’t expect to get anything out of writing a review. So, it’s safe to assume they are trying to alert others who are deciding about the lawyer or law firm, to either hire them or find another person to represent them for their personal injury matter.

Does The Number Of Reviews Matter?

We think so, to some degree. If a large law firm helping thousands of clients a year in the Charlotte, NC area only has 12 reviews, that could be a bad sign. We want clients to have a very strong and positive reaction to working with us. Our goal is that the client is so excited about the result, and so excited about their choice to work with our firm, that they decide to write a review to express their excitement. If only one out of every few hundred people is doing that, perhaps the general experience with the firm is a mediocre one. While Google doesn’t show all reviews, the number of reviews and stars next to the lawyer or law firm’s name is something to consider. A single five star review is probably not enough information to base your decision upon. Twenty or more five star reviews seems sufficient to allow you to consider the reviews in your decision-making process.

What Are The Reviews Really Saying?

If you read between the lines in any client Google review, you can usually interpret the client’s experience. Our experience as a personal injury law firm is that people leave a review when they are happy with BOTH the result we achieved for them, and the way we went about achieving it. That is to say, the experience matters. You generally work with your Charlotte personal injury attorney for many months in order to try to resolve your personal injury claim. Many claims are extremely emotional. A client who leaves a great review for a Charlotte personal injury law firm is usually trying to say “This law firm cares.” We think it’s the greatest compliment a law firm can receive.

Speak With A Charlotte Personal Injury Lawyer Today

Please read our online reviews. We are proud of the number of clients who have taken it upon themselves to tell the ‘world’ about our firm and how much they liked working with us. Every time we see a new review, it gives us the continued confidence that we are doing good work. If we see a bad review, we try to learn from it and of course reach out to the client to see how we can do better.

If you’ve read our reviews and would like to speak with us about a personal injury matter, we’re here to help. You can call 704.749.7747 or click for a FREE CASE EVALUATION. When it comes to hiring a Charlotte personal injury law firm, we know you have choices. We hope you choose to Recover With Us.

Negotiating Personal Injury Liens

Charlotte personal injury lawyers spend more time negotiating personal injury liens than perhaps doing any other work related to the claim. The reason for this is that every dollar negotiated on behalf of the client puts more money in the client’s pocket. And that’s the goal.

Working With A Personal Injury Lawyer

Some clients try to settle their claim without a personal injury lawyer. While this can go smoothly in the most basic of personal injury claims, it can also end in a nightmare. The common misconception is that if you are able to get the same settlement offer a personal injury attorney would procure, then you don’t need to work with a personal injury lawyer. This couldn’t be further from the truth, and negotiating personal injury liens is just the start of it.

Medicare Liens

If you are a Medicare recipient, Medicare will most definitely have a lien against your personal injury proceeds. There is a formula which your personal injury attorney will make sure Medicare applies when determining what your personal injury lien is. Your attorney can also petition Medicare for a further reduction by claiming hardship due to disability or other condition which makes it unfair for you to have to repay the amount Medicare is entitled to. This is a tedious process, but the results can make all the difference in your personal injury settlement.

Medicaid Liens

Medicaid liens are similar to Medicare liens; however, a Medicaid lien is not limited to the same portion of your personal injury settlement that Medicare is limited to. As a result, it’s important to know what your Medicaid pro rata lien amount will be prior to agreeing to a settlement. This way, you know what you’re getting before you enter into a binding contract with the insurance company to settle the claim.

ERISA Health Insurance Liens

It comes as a surprise to personal injury clients that some healthcare plans are entitled to a reimbursement for amounts paid toward personal injury medical care. Most of us believe that the arrangement we have with our healthcare plans is that we pay the monthly premiums, and when we are hurt or need medical attention, the healthcare insurance company pays the bills—or most of the bills. There is an exception when it comes to treatment related to personal injury. This federally enforced contractual agreement is contained in your healthcare plan documents.

Your personal injury attorney will make a request of your healthcare insurance provider as to whether they have or claim an ERISA health insurance lien against settlement proceeds. If they do claim a lien, your attorney will make sure they are the type of health insurance plan that is entitled to claim such a lien. This requires determining, among other things, whether the plan is an ERISA plan and whether it is a self-funded plan.

Medical Provider Liens

Even medical providers—facilities and doctors—can claim a lien against your personal injury proceeds. They have to follow specific guidelines for doing so, but most providers are well-versed in the rules for establishing their lien against your personal injury settlement and you can count on them to follow the rules.

Negotiating Personal Injury Liens

The bottom line is that quite often the settlement offer being made from the at-fault party is not enough to either pay off all the claimed liens, or in the alternative, it’s not enough to pay you enough money after all lien holders have been paid. This is why negotiating your personal injury liens prior to reaching a settlement is key. This is when you have the most leverage. Once you agree to a settlement, the lien holders are entitled to their share of the personal injury settlement. Prior to settling, you have some leverage against them. For instance, you can propose a reduction to their lien, in exchange for agreeing to accept the personal injury settlement being offered by the insurance company.

In many cases, hospital providers and ERISA lien holders are willing to make practical concessions in order to insure they get paid something from the settlement proceeds. Quite often, they will acknowledge these payments as full and final payment of the amount owed on the account. While Medicare and Medicaid follow more strict guidelines for lien reductions, it’s important to ensure they are not claiming some part of your personal injury settlement to which they are not entitled.

Further Reading

If you want to get more questions answered, check out our Personal Injury Blog Articles.

Speak With A Personal Injury Lawyer Today

If you haven’t signed your release of all claims form yet, it’s not too late. You can still employ a personal injury attorney to protect you against the lien holders in your personal injury case. If you have questions about working with a personal injury lawyer, or if you have general questions about personal injury, call us today. You can call 704.749.7747 or click for a FREE CASE EVALUATION and we will contact you today. When it comes to choosing a personal injury law firm, we know you have options. We hope you choose to Recover With Us.

What Is The Car Accident Lawyer Process Like?

The car accident lawyer process, or working with a car accident lawyer, should be a painless experience for the injured party. Though, what probably comes as the biggest surprise to clients who hire a personal injury lawyer is the amount of time it takes to settle a claim.

In order to be sure to get maximum value for your personal injury settlement, your personal injury lawyer must put together several different aspects of your claim. Ultimately, these will be compiled and make up your demand package. Your demand package is a combination of the law firm’s theory of liability against the insurance company, supported by claims of damages directly related to the accident.

The Intake Process

The first step in understanding your car accident or slip and fall claim comes from the intake process. Some intake is done during the FREE CASE EVALUATION or phone consultation. During this time, the lawyer begins to understand the basic facts surrounding your accident. This includes a review of the police report, a discussion with you, and potentially a discussion with any witnesses who may have seen the accident.

Establishing The Claim

Once the intake is completed, we will start a claim for bodily injury with the insurance company representing the at-fault party. This serves to stop communication from the insurance company to you directly. It also puts the insurance company on notice that they have a potential lawsuit against them for the acts of one of their drivers.

The typical response from the insurance company is that they are investigating the claim, and they request we send them our theory of liability together with all documentation of injuries.

Confirming You Injuries And Treatment

If you are still treating, we will stay in touch with you periodically to confirm your treatment status. Once you have completed your treatment, we quickly place orders for all medical records and medical treatment you received from all providers. These serve to prove your injuries and establish your medical billing associated with the claim. Some of your billing will constitute medical liens which need to be paid through your settlement per federal or state law.

Establishing Medicare, Medicaid and ERISA Liens

While a medical provider can claim a lien against your settlement proceeds, they must do it by taking affirmative action. Medicare, Medicaid and some health insurance companies (ERISA LIENS) automatically have a lien created in their favor, depending upon whether they treated you for injuries related to the accident. It is your personal injury lawyer’s job to identify these liens and to be sure to address them from your settlement proceeds. A failure to do so can be catastrophic for you, financially. Identifying the liens prior to reaching a settlement ensures that your settlement is high enough to pay the liens and adequately compensate you for your loss.

Establishing And Documenting Lost Wages

If you have lost wages from your accident, your attorney will have your employer sign a Lost Wages Affidavit in conjunction with your demand package. This affidavit will be submitted in support of being reimbursed for lost wages. Quite often, your personal injury lawyer will need to defend the hours you missed, provide proof of income prior to the accident, and show your employer is being honest about the hours you missed and your rate of pay. Your medical records must also support the lost wages affidavit with notes indicating your physician wrote you out for work for the days in question.

Negotiating The Claim To Settlement

Negotiating your claim to settlement is a lengthy process. Insurance companies are notorious for low offers. They make attempts to de-value the medical treatment you received, and argue balances of your medical bills, lost wages, and pain and suffering. They attack your personal injury lawyer’s theory of liability and claim Contributory Negligence as a way to offer a lower settlement amount. We are accustomed to these strategies and we will defend against them at every turn.

Negotiating Your Medical Bills

Once we have decided together that you have your top offer, we will ask for your authority to negotiate your medical bills. While not all medical billing providers will reduce their billing, this quite often results in the lowering of your medical billing just prior to settlement. This serves to do one thing—put more money in your pocket. By minimizing the amount of your settlement that must go toward satisfying medical bills, we increase the amount you receive.

Receiving Your Check

The last aspect of your car accident lawyer process is distributing funds. Once you’ve reached settlement and signed a release for the settlement amount, your check typically arrives a week later. Your car accident lawyer process requires your car accident lawyer to deposit the funds into their NC State Bar trust account, and one day later we can disburse the funds to you and your medical providers. We also get paid at this time. You will sign off on a balance sheet or settlement sheet showing you all incoming funds, together with all disbursements. This way you know where every penny of your settlement funds went.

Tax Free Nature Of Settlement Proceeds

Most personal injury settlement proceeds are tax free. Exceptions would be where the settlement is specifically allocated to lost wages. In your typical injury settlement, this is not the case. For Workers’ Compensation claims, you will typically need to pay taxes on all lost and future wages being paid from the claim.

Speak With A Charlotte Personal Injury Lawyer Today

If you have questions about what the car accident lawyer process if like, or if you have general questions about a personal injury, call us today. You can call 704.749.7747 or click for a FREE CASE EVALUATION and we will contact you today. When it comes to choosing a personal injury law firm, we know you have options. We hope you choose to Recover With Us.

Does bankruptcy clear federal tax debt

Is My Car Accident Settlement Taxable?

The General Rule is NO

Generally, your car accident settlement is not taxable. The fundamental reasoning behind this is you are being compensated not for work, but for loss of enjoyment of life. That is a non-taxable event. This is true in the context of filing bankruptcy as well; a settlement for which you have not yet been compensated generally will not be treated as an asset in your bankruptcy filing.

The Internal Revenue Service has published an opinion regarding settlements. Here is part of that opinion:

If you receive a settlement for personal physical injuries or physical sickness and did not take an itemized deduction for medical expenses related to the injury or sickness in prior years, the full amount is non-taxable. Do not include the settlement proceeds in your income.

Medical Bills In Accident Settlements

Reimbursements or car accident settlements related to paying medical bills are also generally non-taxable. There is an exception if you have taken a prior year tax deduction for those same medical bills; however, this is a question more specifically designed to be answered by whoever prepares your tax returns each year.

Pain and Suffering

Generally, pain and suffering damages paid in a car accident are non-taxable. Again, consistent with the reasoning above, these payments are not for wages but instead meant to return you to the position you were in prior to the accident, albeit with a monetary payment. As such, these payments do not constitute income for taxation purposes.

The Lost Wages Exception

If your car accident settlement is compensating you for lost wages, that portion of your settlement may be taxable; however, most settlements are general in nature and do not specifically state that the settlement is for lost wages. Workers’ Compensation settlements are an exception. During the settlement negotiations, even if your personal injury lawyer is arguing that your settlement should be higher due to lost wages, this may not trigger a taxable settlement. When the settlement is actually reached, if it does not specifically state all or a portion is related to lost wages, you have a very good argument with the IRS that your settlement is not taxable.

Structuring Your Car Accident Settlement

If you receive a large settlement, you may choose to structure the settlement in such a way as to limit or minimize the taxability of the settlement proceeds. Primarily, you can negotiate with the insurance company to categorize as much of the settlement as possible in non-taxable language. Remember, pain and suffering is non-taxable generally, while anything assigned to lost wages may be taxable. Second, you can choose to receive your settlement over time (years), which may lessen the tax burden for each year. This is a rare situation, as most settlements are paid out in one lump sum. However, if you have a permanent disability resulting from your accident and you are receiving  a lump sum for future years of lost wages, you may have a choice to receive those payments in yearly installments. This may serve to limit your tax liability. Your personal injury lawyer and an accountant can assist you with these choices as you approach settlement.

Further Reading

Read about hundreds of personal injury topics by visiting our Personal Injury Blog.

Speak With A Personal Injury Lawyer Today

If you have questions about whether a personal injury settlement is taxable, or if you have general questions about a personal injury, call us today. You can call 704.749.7747 or click for a FREE CASE EVALUATION and we will contact you today. When it comes to choosing a personal injury law firm, we know you have options. We hope you choose to Recover With Us.

How Much Does An MRI Cost?

According to data released from NerdWallet Health, an MRI costs on average about $2,611.00. Your insurance may pay for some or all of that expense. Any way you look at it though, it’s an expensive procedure. Additionally, you’ll receive a separate charge from the Radiologist to read the MRI. If your physician requests contrast dyes in conjunction with the MRI, the price goes up further.

Is An MRI Important For My Personal Injury Case?

If your doctor recommends one, you should have one done. In any case, an MRI can reveal injuries which an X-ray will not reveal. An MRI of the brain and spinal cord can reveal brain tumors, MS, stroke, and problems with your eyes and ears. An MRI of the bones and joints reveals herniated discs, fractures, torn ligaments and tendons, and arthritis.

Put quite simply, the value of your car accident or slip and fall increases if your injuries increase. In other words, the purpose of a personal injury lawsuit or settlement is to make you whole again. As a result, the primary thing you must prove to the insurance adjuster or to the jury, is that you have suffered an injury which has left you in a worse state than you were in prior to the accident. An MRI, together with a doctor’s medical notes, becomes evidence of those injuries sustained in a car accident or slip and fall accident.

Today you may be wondering how much it will cost, but if your doctor recommends an MRI and you forego getting one, you may find out that your personal injury claim is worth less than full value. Your medical bills are typically paid through your personal injury settlement, especially if they are filed as a personal injury settlement lien.

Next Steps For Car Accident Or Slip And Fall Accidents

If you have been injured in a car accident or slip and fall accident, you should seek medical treatment immediately. The primary reason of course is to be sure of what treatment you might need—allowing injuries to go untreated can exacerbate them and make them worse. Second, if you do have a personal injury claim, a delay in treatment will serve to lower the value of your personal injury claim or personal injury case.

Speak With A Personal Injury Lawyer Today

Need help or advice? That’s why we’re here. Call us today to speak with an attorney. You can reach us at 704.749.7747 or click for a FREE CASE EVALUATION and we’ll reach out to you today. When it comes to choosing a personal injury law firm, we know you have options. We hope you choose to Recover With Us.

Charlotte Truck Accident Lawyer

Our job is to get you the best result possible. If you are in an accident with a truck or tractor trailer, you should absolutely speak with a Charlotte truck accident lawyer. The clients we speak with who have been in trucking accidents have extensive injuries with long-lasting effects. We strongly encourage you not to settle with the trucking company without the help of a Charlotte truck accident lawyer.

Charlotte, NC is surrounded by highways, including 277, 485, 77 and 85. These make for speedways for truck drivers. Truck drivers are often over-worked and tired, and they make mistakes as a result. When a truck driver causes an accident leading to injuries to one or more other individuals on the road, we fight hard to get compensation for them.

Settlements For Charlotte Truck Accidents

Your settlement with a trucking company will be negotiated by your Charlotte truck accident lawyer. Typically, the lawyer will be working with an insurance company which represents numerous trucking companies—Progressive, State Farm, AllState, Farmers and The Hartford Company are a few of the insurance companies we work with regularly to settlement car accident claims and truck accident claims.

Your truck accident settlement may consist of any or all of the following:

Property Damage – The value of your lost personal property

Lost Wages

Medical Bills

Pain and Suffering

Special Damages

Loss of Life

Disability or Impairment Rating

Developing Your Truck Accident Case

After an initial phone call to better understand your truck accident, we will be able to give you a better picture as to what types of damages you may be entitled to. The amount of your damages or ultimately the amount of your settlement, will depend on several factors. Among them are your medical bills, your lost wages confirmed by an employer, and the types of injuries you sustained in the trucking accident. As we gather information by way of medical records and billing, we will examine the medical records to make a determination as to what to demand for compensation in your settlement package. You will have final approval at every stage of negotiation with the insurance company, but we will do all the work to achieve the end result.

Fighting For Best Results In Your Truck Accident Case

It’s not uncommon to encounter low settlement offers from truck insurance companies and their adjusters. Their job is to minimize their company’s exposure. They routinely assign low values to injuries, discount lost wages, and offer low payment for property damage. Your Charlotte truck accident attorney should have strategies for responding to each of these tactics. I have taught negotiation courses to thousands of lawyers across the country. As a skilled and seasoned negotiator, I am not intimated by nor made uncomfortable by the tactics and strategies of insurance adjusters as we try to reach settlement.

Speak With A Charlotte Truck Accident Attorney

If you’ve been injured in a trucking accident, we would love to speak with you. Even if it’s just to provide you with some advice—that’s part of our job, and there’s no pressure to hire us. You can reach an attorney today by calling 704.749.7747 or click for a FREE CASE EVALUATION and we will reach out. We know you have choices. We hope you choose to Recover With Us.

Signs of a concussion are sometimes subtle. It’s important, especially after a car accident, to monitor yourself or family members for any or all of the symptoms outlined in this short article. Signs of a concussion sometimes show up hours or even days after an accident or injury to the head. Certainly, a medical expert’s opinion will help you confirm or dispel your concerns surrounding concussions. Our firm routinely represents injured individuals in personal injury matters involving concussions. Because treatment for concussions is limited, insurance adjusters often attempt to low-ball clients for their injuries. Our experience routinely negotiating concussion claims pays off when we work to settle your claim. In addition to the pain and suffering you experience when you receive a concussion from a car accident, there is also the threat of future concussions, which should be accounted for in your settlement.

If you would like to speak with a Charlotte personal injury attorney today, call 704.749.7747 or click to request a FREE CASE EVALUATION and we will reach out to you today. Below, you will find more information about the signs of a concussion– we hope it’s helpful.

Signs Of A Concussion

Loss of Consciousness—Loss of consciousness can occur for a few seconds or can go on for a few minutes. Any loss of consciousness associated with a car accident should put you on high alert that you may have suffered a concussion.

Speech Issues—If you are slurring speech or having trouble ‘finding the right words’, it could be because you are shaken up on the heels of an accident. However, if this symptom continues, it could be the sign of a concussion. Individuals who have trouble answering basic questions should be concerned.

Dizziness—Feeling a sense of imbalance or vertigo could be a sign of concussion. Temporary dizziness may be experienced directly after an accident, as a result of raised adrenaline or another bodily response; however, if the condition continues without reason, it should give cause for concern.

Less Obvious Signs Of A Concussion

Headaches—Often we dismiss headaches as the result of allergies, hunger, or a lack of sleep. While this may be the case, consider keeping track of your headaches after a car accident. If you can’t trace them back to specific circumstances, you could be feeling the after-effects of a concussion.

Nausea—Along the lines of headaches, nausea is a less obvious sign of a concussion. When considered together with other symptoms on this list, your nausea should be taken seriously especially if on the heels of a car accident or slip and fall injury.

Inability To Sleep—Many people experience an inability to sleep, or insomnia. This makes it difficult to isolate this symptom of concussions. Much like the other less obvious symptoms in this list, an inability to sleep should be taken into consideration together with all other symptoms.

See A Doctor After A Car Accident

Many times, our car accidents seem minor. There doesn’t appear to be much physical damage to either vehicle. Physically we feel adrenaline, but we don’t feel ‘hurt.’ For a lot of individuals, that means they decide to move forward and continue with their day. Often, the symptoms from injuries sustained as a result of the accident come on a day or two after the car accident.

Any time you’re in a car accident, it makes sense to see a medical professional. If you’re able to transport yourself safely to the hospital or Urgent Care, we encourage you to do so. If you feel as though you need an ambulance, request one from a responder on the site.

Signs Of A Concussion In Children

While many of the same symptoms for concussion occur in children, an article posted on healthline.com specifically addresses symptoms in children.

Medical Payments Insurance Coverage

This is a good time to review whether you have Medical Payments coverage with your auto insurance policy. In the event you’re in an accident—regardless of whether it’s your fault—Medical Payments coverage will cover some or all of your medical expenses associated with the accident. Medical Payments coverage is inexpensive on an annual basis, and priceless when you’re in an accident and need medical care.

Talk To A Personal Injury Lawyer

If you’ve been in a car accident, you should take steps to protect yourself both physically and legally. Call our office to speak with a personal injury attorney. Consultations are free and can be done over the phone. We can be reached at 704.749.7747 or you can click HERE to quickly request a phone call from us. We’re happy to help, and we hope you choose to Recover With Us.

Fractures From Car Accidents

Some of the most common personal injuries are fractures from car accidents. The impact of the accident, combined with the physical contact with the interior of the body of the car, often leads to fractures. If you suffered fractures from a car accident in North Carolina you may be able to recover from the driver who hit you.

Source Of The Fracture

Quite often, because the accident happened so quickly, our clients are not sure how they fractured a bone during the car accident. Contact with the steering column, the dashboard, and even the airbag can lead to a fracture. When another vehicle collides with yours, the way in which your body is thrown suddenly in a new direction can also be the source of the fracture. When necessary, our firm employs an accident reconstruction expert to dissect the accident, together with the injuries resulting therefrom.

Types of Fractures From Car Accidents

If you’ve been in an accident and were treated by your doctor, you are probably already familiar with the exact type of fracture or broken bone you suffered as a result of the accident. Regardless, the most common types of fractures or broken bones we see in our office are:

Broken Collarbone From A Car Accident

Broken Femur From A Car Accident

Broken Wrist From A Car Accident

Broken Rib From A Car Accident

Recovering From Fractures From Car Accidents

Recovery from a fracture typically entails a lot of patience. Depending upon the fracture, the healing process may take up to a year. Fortunately, soon after your bone is fractured, the body starts to heal by producing a callus and blood clot around the fracture. It’s important during this time that the fracture be held in place, in order to facilitate healing. Poor protein status at the time of the fracture can cause delays in healing and that is often seen in the elderly or malnourished.

How Much Is A Fractured Bone Worth?

The value of your injuries in a car accident varies depending upon both the injury and the facts surrounding the accident. Imagine two identical injuries. One of them from a car accident where the injured party was rear-ended while sitting at a stop light. The other, from a car accident where the injured party collided with the other driver while changing lanes. As you might imagine, the insurance company defending the at-fault driver will argue fault on the changing lanes accident. This may serve to lower or ‘de-value’ the injury. It may also lead to no recovery at all in North Carolina, if Contributory Negligence is successfully raised by the insurance adjuster. Those two injured individuals may end up with very different settlements, despite having the same injuries. This harkens back to The Four Elements Of Negligence.

Speak With A Personal Injury Lawyer

If you have fractures from a car accident, you deserve to get advice from a personal injury lawyer. Call us at 704.749.7747 or click for a FREE CASE EVALUATION. There’s no obligation and we’re here to help. We know you have choices. We hope you choose to Recover With Us.

Charlotte, NC Personal Injury Attorney For Car Accident

If you’ve been in a car accident in Charlotte, NC, you should call a Charlotte personal injury attorney. The call is free and it’s important to understand your rights before you communicate with the insurance company representing the driver who hit you. Call us at 704.749.7747 or click here to receive a FREE CASE EVALUATION.

Why Use A Charlotte, NC Personal Injury Attorney For A Car Accident?

As a law firm handling car accident claims every day, it’s easy to forget that not everyone understands the role a personal injury attorney performs. Not only do we believe you’ll achieve better results with a personal injury attorney, we are also confident you will protect yourself by obtaining legal representation. And the good news is, you don’t owe use anything unless we achieve a settlement or jury verdict for you.

Your personal injury attorney will not only handle all negotiations with the insurance company, but will also gather all medical records and billing. Lastly, your personal injury attorney will make sure you don’t end up with liens from medical providers after settlement. Personal injury liens can result from Medicare, Medicaid, Health Insurance, or Provider medical billing.

What Does A Personal Injury Attorney Cost?

Most personal injury attorneys charge one third of the total settlement or jury verdict, but you’ll need to review each attorney’s engagement letter prior to signing it. Additionally, in most personal injury attorney engagement letters, you will find language indicating that you will not owe the attorney or law firm anything unless they are able to reach a settlement for you. When you settle your claim, you will see where each dollar of settlement is going, including the fee to your attorney, medical billing being paid, and of course the amount you will be receiving.

Why Should I Choose The Layton Law Firm?

We pride ourselves on our ability to achieve a fair result for our clients. The decision to settle a claim or file a lawsuit is always your decision, and our job is to help you make that decision. Lastly, we believe the result is just as important as the experience. You will work with your Charlotte personal injury lawyer for months or even years. You deserve a law firm that returns calls, treats you with respect, and understands your needs. We do our very best to achieve those goals with all clients.

Further Reading

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Speak With A Charlotte Personal Injury Attorney

The call is free and it’s important to understand your rights before you communicate with the insurance company representing the driver who hit you. Call us at 704.749.7747 or click here to receive a FREE CASE EVALUATION.