A car accident can be one of the most shocking and terrifying events in people’s lives. This is especially true in cases when individuals are injured. In the event you’ve been injured during a car accident that came as a result of someone else’s carelessness and/or recklessness, you deserve fair financial compensation from that person. Quite often, getting a fair result from an insurance company without using a personal injury attorney can be an uphill battle. I know, because I get calls every day from individuals who are having this same difficulty.
If the other driver’s insurance company agrees to fairly compensate your losses and cover medical bills, you probably won’t need the help of a personal injury attorney. But, if the individual who caused the car accident is not cooperative or their insurance companies is not prepared to pay, then hiring a personal injury attorney is a your next step.
Insurance companies are a for-profit endeavor. In most cases they are trying to settle such disputes for as little as possible, which is why clients find that even when the insurance company is offering a settlement, the client can do better with an attorney. Not only is your attorney in a position to argue value with the insurance company, but in addition the insurance company is attempting to avoid having the attorney file a lawsuit. Defending a lawsuit is an expense most insurance companies would like to avoid, especially in instances where liability is clear.
Uncovering Insurance Policies
In some cases, there is more than one insurance policy available from which to collect. Each personal injury claim is unique whether you are a driver, a passenger, or a pedestrian. Your personal injury lawyer will maximize the value of your claim by uncovering all available insurance policies in your claim.
Personal injury attorneys have the knowledge, experience and skill to help you negotiate your way through a personal injury claim. A good personal injury attorney will be able to predict the actions of insurance companies and will strategize with you regarding actions which guarantee you’ll get the compensation you truly deserve. The attorney will also more than likely be familiar with your type of case and your injuries, which puts them in a unique position to assess the value of your claim. They’ve already worked similar cases like yours.
Preparing For Trial
If you’re unable to settle your insurance claim and face litigation against the insurance company, you’ll be much better positioned to win at trial with the help of an attorney who was brought on early. Whether from the perspective of preserving evidence, examining medical records, or creating a history with the insurance company, the pre-trial work done by the personal injury attorney during settlement negotiations will pay off in the courtroom.
Generally, personal injury lawyers work on a contingency basis, which means that people injured in a car accident won’t have to pay anything if the attorney does not recover something for them. If you have been in a car accident and would like to find out more about working with a personal injury attorney, call 704.749.7747 today. Or, click HERE to request a consultation.